Wisdom of Mum

This is an actual SMS conversation between my mum and I:

Mum: Did the stan chart woman call you today? I am sending cheque later.

Me: Ya, no need to pay subscription

Mum: OK

Mum: What about UOB. You want to pay the 180?

Me: I have to.

Mum: How come this one must pay. Cancel the card.

Me: I have to pay because they gave a free gift. (paradox)

Mum: What free gift?

Me: The free gift is worth more than the subscription.

Mum: What is it?

Me: 3 more years of extra life. (I was getting irritated with her incessant questioning)

Mum: Why lugi? U actually suffers (sic) three more days. U call that free gift??